TERMS & CONDITIONS

WARRANTY INFORMATION

PRIVACY POLICY

UBCO aims to provide exceptional service to its customers. If you have any questions regarding our Terms of Service, you can get in touch with our Customer Service team.

Within NZ you can drop us a line at 07 543 1640 or support@ubcobikes.com. Our operating hours are Monday-Friday 9AM-5PM.

There are a few things we need you to know before you proceed.

First up, are our Website Terms of Service and our General Terms & Conditions of Purchase that we ask you to read over.

Then, if you’re buying a 2X2, it’s important that you also carefully read the UBCO 2X2 Terms & Conditions of Purchase. This is very important.

 

1.0 WEBSITE TERMS OF SERVICE

This website is operated by UBCO Limited (UBCO). Throughout the site, the terms “we”, “us” and “our” refer to UBCO. UBCO offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our site and/or purchasing from our website, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Use”) including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Use apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.

By accessing or using any part of the site, you agree to be bound by these Terms of Use. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Use are considered an offer, acceptance is expressly limited to these Terms of Use.

Our store is hosted on Shopify. They provide us with the online e-commerce platform that allows us to sell our products and services to you. The payment gateway is provided by a third-party payment provider and by using such third party, you are agreeing to be bound bu its applicable terms of use and privacy policy. By agreeing to these Terms of Use, you represent that you are at least 18 years of age, or the legal age your region, to be able to enter into a contract with UBCO.

You may not use our products for any illegal or unauthorised purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

You must not transmit any worms or viruses or any code of a destructive nature.

A breach or violation of any of the Terms of Use will result in an immediate termination of your Services.

You agree to UBCO’s Privacy Policy (below) which explains how we collect, use and protect the personal information provided to us. By using the Services, you agree that UBCO can use such data in accordance with UBCO’s Privacy Policy. UBCO retains the right to use all data collected through the Services in accordance with UBCO’s Privacy Policy and applicable law.

You expressly understand and agree that your use of the service is at your sole risk and the services are provided on an “as is” and “as available” basis.

UBCO and its affiliates, subsidiaries, officers, directors, employees, agents, partners and licensors expressly disclaim all warranties of any kind, whether express or implied. We make no warranty that (i) the services will meet your requirements; (ii) your use of the services will be timely, uninterrupted, secure or error-free; and, (iii) any information obtained by you as a result of the services will be accurate or reliable.

Any material downloaded or otherwise obtained through the use of the services is accessed at your own discretion and risk, and you will be solely responsible for any damage to your device or loss of data that results from the download of any such material. No advice or information, whether oral or written, obtained by you from UBCO or through or from the service will create any warranty not expressly stated in these Terms of Use.

These Terms of Use and any dispute involving your use of our website will be governed by New Zealand law.

2.0 GENERAL TERMS & CONDITIONS OF PURCHASE

2.1 BACKGROUND

These General Terms and Conditions of Purchase (“Terms”) apply between UBCO Limited, a New Zealand registered company number 5640588 (“UBCO”), and you (“the Customer”) and govern the purchase of any products (“Products”) by you from UBCO (unless such purchase has been undertaken in conjunction with Specific Terms and Conditions of purchase as specified by UBCO in writing to you (“Alternative Terms”), in which case the Alternative Terms will prevail). By placing an order for Products you are deemed to have read and agreed to be bound by these Terms.

In addition to these Terms, the Terms of Use and Privacy Policy also govern your access to and use of our Website. You should ensure that you have read the Terms and Conditions of Use and the Privacy Policy in conjunction with these Terms.

2.2 AMENDMENTS

UBCO reserves the right to amend these Terms from time to time. Amendments will be effective immediately upon being provided to the Customer or placed on the Website. Any order for Products following such amendments will represent an agreement by you to be bound by the Terms as amended. Such amendments may include replacing these Terms with entirely new Terms.

2.3 ORDERS, DELIVERY TERMS AND PRODUCTS

1. Products may be ordered by contacting an UBCO representative or by placing an order on our Website.

2. In placing an order, you may be required to supply certain personal information such as your name, email address, delivery address, credit card details and other information. Although UBCO will take all reasonable steps to protect your personal information supplied, UBCO cannot guarantee the complete security of any data you disclose online. You accept the inherent risk of providing personal information electronically and using the Website.

3. No order for Products will be binding upon UBCO unless and until its acceptance has been confirmed by UBCO to the Customer.

4. All Products are subject to availability. UBCO does not guarantee that Products are in stock and available to order.

5. Upon accepting an order UBCO will agree a delivery date with the Customer.

6. You may not cancel an order accepted by UBCO, except with the prior written agreement of UBCO.

7. UBCO will use all reasonable endeavours to dispatch orders to meet the agreed delivery date but will be under no liability to the Customer for any delay or failure to make delivery of the Products.

8. Products can be delivered by UBCO either directly to the Customer’s nominated location (Ship to Me),or delivered to the Customer’s chosen closest authorised UBCO dealer for collection (Click & Collect).

9. Freight charges may apply, either by UBCO or the UBCO dealer as applicable. Freight charges may be passed on to the Customer at the discretion of UBCO.

10. Risk in the Products will pass on delivery to Customer’s designated delivery address or upon collection by the Customer.

11. The use of UBCO Products is at the Customer’s sole risk. Please ensure you have read your owner’s manual thoroughly before operating any UBCO vehicle. You must inspect all Products before using them and take full responsibility for assuring that the Products are in good working order and safe to use. You further understand that you are responsible for damage to the Products. If applicable, you understand the nature of riding an electric scooter/motorcycle and related activities and acknowledge that you are qualified to operate such an electric scooter/motorcycle, and are in proper physical condition to participate in such activity. You agree to assume all risks when allowing others to operate your electric scooter/motorcycle. If you are not familiar with the nature of riding an electric scooter/motorcycle, you should seek professional training before operating an electric scooter/motorcycle.

2.4 PRICES AND PAYMENT

1. Prices for the Products are as agreed in writing between UBCO and the Customer. UBCO reserves the right to amend the Prices from time to time without notice. For online purchases, prices displayed in the shopping cart at the time the Customer processes the order are deemed the agreed Price.

2. Purchases made online require collection of credit card payment details. The purchase charge will be deducted from the Customer’s credit card when the Customer places the online order. Any transaction fees levied by the Customer’s credit card provider are payable by the Customer.

3. Payment for all Products to be supplied by UBCO to the Customer must be made in full prior to dispatch unless credit terms have been agreed with UBCO. All payments must be made without setoff or deduction.

4. Where credit terms have been offered by UBCO, late payment will be considered a breach of these Terms and will entitle UBCO to charge default interest at the rate of 12% per annum. The interest will be calculated on a daily basis from the date payment was due until the date payment is received in full by UBCO. Any failure or delay by UBCO to charge interest on any unpaid account or to exercise any of its rights will not operate as a waiver of those rights. UBCO may apportion payments to outstanding accounts as it sees fit.

5. Payment for online purchases may be processed through a third-party payment service provider retained by UBCO. By using the payment service provider, you are agreeing to be bound by their applicable terms of use and privacy policy.

6. Customers will be required to provide their credit card details to UBCO and the third-party payment service provider. As a condition of UBCO enabling payment processing services through the payment service provider, you agree to provide UBCO accurate and complete information about you, and you authorise UBCO to share it and transaction information related to your use of the payment service provider services.

2.5 TITLE RETENTION

1. Retention of Title: UBCO retains title to, and all ownership rights and interest in, all Products delivered to the Customer until such time as title passes to the Customer. The Security Interest of UBCO in the Products extends to and includes all proceeds derived from the Products.

2. Passing of Title: Title and ownership rights in the Products pass to and become vested in the Customer only at the point in time that UBCO has received payment in full in respect of all Products delivered on the terms specified in clause 3j). Until UBCO receives such payment, UBCO’s Security Interest in the Products continues.

3. PPSA: The Customer acknowledges that UBCO’s Security Interest in all Products and their proceeds is security for payment of all delivered Products and all moneys payable by the Customer to UBCO (whether under these Terms or otherwise). The Customer:
   - will, when requested by UBCO, promptly execute any documents and do anything else required by UBCO to ensure that the Security Interest created under these Terms constitutes a first ranking perfected Security Interest over the Products and their proceeds, including any information UBCO reasonably requires to complete a Financing Statement or a Financing Change Statement;
   - waives any right to receive a copy of a Verification Statement under the PPSA;
   - will pay to UBCO all costs, expenses and other charges incurred, expended or payable by UBCO in relation to the filing of a Financing Statement or a Financing Change Statement in connection with these Terms;
   - agrees that nothing in sections 114(1)(a), 116, 120(2), 121, 125 to 127, 129, 131, 133 and 134 of the PPSA shall apply to these Terms;
   - acknowledges that these Terms constitute a Security Agreement for the purposes of the PPSA;
   - will not allow a Security Interest to be created or registered over the delivered Products in priority to a Security Interest held by UBCO; and
   - will on demand, pay all costs and expenses of, or incurred by, UBCO as a result of enforcing any of its rights under clause 5 of these Terms.

   • The provisions of clause 2.5 survive termination of these Terms.

2.6 LIABILITY

1. Examination of the Products upon Delivery: The Customer must examine the Products immediately upon delivery and notify UBCO in writing within 5 days of delivery, of any defects in the Products which have or appear to have occurred during transportation together with details of the defects. Failure to provide such notice will discharge UBCO from all liability in respect of all defective Products where such defects have occurred during transportation.

2. Repair / Replace: Subject to compliance by the Customer with clause 6 a) UBCO may, in its sole discretion, repair or replace Products damaged or lost during transportation.

3. UBCO Warranty: Subject to clauses 6 d) to g) (inclusive), UBCO warrants the Products as provided in the Warranty Policy on the Website. Except as expressly set forth in the above warranty, UBCO makes no express or implied warranties including, but not limited to, any implied warranty of merchantability or fitness for a particular purpose. These warranties do not detract from the Consumer Guarantees Act.

4. Procedure: To obtain the benefit of the warranty contained on the Website the Customer must register the Products with UBCO via the Website.

5. Limitation of Liability: UBCO’s maximum liability in contract, tort, equity, statute, regulation or otherwise for any loss, damage or injury directly or indirectly arising from any defect in, or non-compliance of, the Products or any other breach by UBCO of these Terms will not in aggregate, exceed the price paid by the Customer for the particular Product that caused loss, damage or injury.

6. No Consequential Loss: UBCO is not liable to the Customer for any loss, damage, costs, legal costs, professional and other expenses of any nature whatsoever incurred or suffered by the Customer, or by any other third party, whether direct or consequential arising out of any dispute or contractual, tortious or other claims or proceedings in relation to the Products.

7. Exclusion of Other Warranties: Any condition or warranty other than those relating to the title of the Products which might otherwise be implied or incorporated within these Terms by reason of statute or common law or otherwise is expressly excluded to the extent permitted by law.

2.7 PROPRIETARY RIGHTS

1. All Proprietary Rights in the Products Held by UBCO: All intellectual property rights in the Products, including patents, trademarks, calculations, data, specifications, formulations, designs, drawings, papers, documents, procedures, and any other items, material or information whatsoever given to the Customer by UBCO relating to the Products is owned by UBCO and the supply of Products does not confer any right or license upon the Customer to use, exploit or otherwise utilise any such intellectual property rights.

2.8 NOTICES

In relation to the service of notices under these Terms:

Any notice or other document must be in writing and will be deemed to have been duly given by:
- delivery;
- post;
- or by email.

• A notice or document is taken to be received:

- if by delivery when it is delivered;
- if sent by post, 5 Business Days after posting;
- and if a email, when transmitted to the correct email address of the recipient in its entirety without any notification of delayed or failed delivery.

2.9 PRODUCT DESCRIPTIONS

Details contained on the Website or in other information produced by UBCO relating to the Products, including any descriptions or claims made in relation to Products, have been prepared in accordance with New Zealand law and may not satisfy the laws or regulations of any other jurisdiction. UBCO does not warrant that the details, descriptions or claims on the Website or in other information produced by UBCO concerning the Products will satisfy the laws of any other jurisdiction. It is your responsibility to determine whether the details, descriptions and claims satisfy the laws of the jurisdiction where you reside and if the details, descriptions or claims do not satisfy the laws of your jurisdiction, you should not order any Products from UBCO.

2.10 GENERAL

1. Governing Law and Jurisdiction: The validity, construction and performance of these Terms is governed by New Zealand law. All disputes, claims or proceedings between the parties relating to the validity, construction or performance of these Terms are subject to the non-exclusive jurisdiction of the courts of New Zealand to which the parties irrevocably submit.

2. Force Majeure: Except for the Customer’s payment obligation, neither UBCO or the Customer are liable for any breach or non-observance of any of these Terms if such breach results from or is caused by reason or on account of any circumstances beyond their control including (but without limitation) acts of God or the Government’s enemies, revolution, rebellion, insurrection, riots, pandemic, civil commotion, strikes, lock-outs of workmen, embargoes, confiscation, expropriation, floods, natural disasters or any inevitable accident. A party shall not be entitled to claim relief under this clause if the failure was caused by a lack of funds of that party.

3. Severance: If any part or a provision of these Terms is judged invalid or unenforceable in a jurisdiction, it is severed for that jurisdiction and the remainder of these Terms will continue to operate.

4. No Waiver: A provision or right under these Terms may not be waived except in writing signed by the party granting the waiver.

5. Costs: The Customer must pay UBCO’s costs (including legal costs, as between solicitor and client) of and incidental to the enforcement of UBCO’s rights, remedies and powers under these Terms.

2.11 DEFINITIONS

In these Terms unless the context otherwise requires:
“Business Day” means any day other than a Saturday, Sunday or public holiday in New Zealand.
“Consumer Guarantees Act” means the Consumer Guarantees Act 1993, or such replacements or modifications to this act.
“GST” means the goods and services tax, sales tax or other tax arising in New Zealand or elsewhere on the supply of the Products.
“the Products” means the products UBCO agrees to supply you, including any spare parts.
“PPSA” means the Personal Property Securities Act 1999 (and any regulations made pursuant to it).
“Security Interest” has the meaning given to it in the PPSA;
“User Manual” means the user manual for the Products that will accompany delivery of the Products.
“Website” means www.ubco.co.nz.

2.12 INTERPRETATION

In these Terms, unless the context otherwise requires:

• • reference to any party includes that party’s successors and permitted assigns, including any person taking by way of novation;
  • words importing the singular include the plural (and vice versa) and words indicating a gender include every other gender;
  • reference to any statute or statutory provision includes a reference to the statute or statutory provision as from time to time amended, extended or re-enacted;
  • references to clauses are references to clauses in these Standard Terms and Conditions.
  • references to $ or dollar is to New Zealand Dollars;
  • reference to a party, person or entity includes an individual, partnership, firm, company, and any other entity, whether or not incorporated and whether or not having a separate legal personality.

 

3.0 TERMS & CONDITIONS OF PURCHASE FOR UBCO 2X2 DELIVERY DIRECT TO CUSTOMER OR CLICK AND COLLECT

These Terms should be read in conjunction to UBCO’s General Terms and Conditions of Purchase.

3.1 UBCO 2X2 OPERATIONAL FUNCTIONS, SAFETY REQUIREMENTS AND USE LIMITATIONS

It is deemed that you have read and understood all operational functions, safety requirements, and limitations of use of the UBCO 2X2 as outlined in the UBCO User Manual. You will be required to view and complete a digital training course on it’s operation before your product is able to be road registered.

3.2 LICENCE REQUIREMENTS

If you are riding the 2X2 Adventure Bike or Special Edition on-road you will need either a motorcycle (Class 6) licence or a car (Class 1) licence. When riding on a Class 1 or Class 6 learner licence, you must display an L plate. Consult NZTA for further details. However, if you are using it as an off-road only, or riding the 2X2 Work Bike as an unregistered vehicle, you won’t require a license.

You are responsible for ensuring that you have all necessary licenses and endorsements to legally operate the 2X2.

3.3 FINAL ASSEMBLY: DIRECT DELIVERY

Direct Delivery (Ship to Me) requires final assembly by the Customer. Tools required for final assembly will be provided with the Product. You will be required to complete a digital training course on final assembly before your product is able to be road registered.

Full assembly instructions are available.

If you do not feel confident undertaking the assembly steps, you may prefer to select the ‘Pick up from Dealer’ option. The dealer will fully assemble the product for you.

If you require assistance during assembly, contact UBCO customer services on 07 543 1640

3.4 FINAL ASSEMBLY: CLICK AND COLLECT

If you select the ‘Pick up from UBCO Dealer’ option (Click and Collect), the product will be delivered to the nominated dealer to carry out final assembly and pre-delivery inspection (PDI). Once UBCO has been notified final assembly and PDI have been completed, an MR2A for registration (if applicable) will be issued and dispatched and you will be notified your product is ready to collect.

3.5 VEHICLE ON-Road REGISTRATION

The requirement for on-road registration must be declared at purchase. If registration is required you will be shipped an MR2A form directly when either; (i) you have completed the Final Assembly digital training course; or (ii) the nominated pick up dealer has confirmed to UCO final assembly and PDI have been completed. The MR2A must then be completed and taken to an NZTA agent for vehicle registration. On-road licensing and registration costs are additional to the purchase price of the vehicle and payable at the time of registration to the NZTA agent at the owners expense. Please consult the NZTA’s website for confirmed costs.

If you have declared on-road registration is not required, no MR2A will be issued for the product.

3.6 PRODUCT SERVICING & WARRANTY

It is deemed you have read and understood the warranty policy and conditions that apply for warranty validity, including scheduled servicing as outline in the Warranty and Service Log in the User Manual.

In the event of fault, damage, or regular service, all work must be carried out an UBCO authorised technician only. Details of UBCO’s available service network is available on the Dealer Locator Map. Where warranty is not applicable (e.g. normal wear and tear or accidental damage), the customer is liable for all service and repair costs.

UBCO’s Warranty do not detract from Customers rights under the Consumer Guarantees Act.

3.7 RETURN AND REFUND POLICY

1. UBCO acknowledges its Customers rights under the Consumer Guarantees Act. Further information on these rights can be found here.

2. UBCO does not accept returns for change of mind only. Any agreement to accept such a return would be solely at the discretion of UBCO.

3. Subject to the Return Process in clause 8 below, when processing a return refund, it may take 10 to 14 days for funds to be processed to the original credit card of the Customer.

4. Product exchanges are subject to availability of the same model of product.

3.8 RETURNS PROCESS

All returns require a Return Authorisation (RA) number from UBCO prior to return. Without an RA number the item cannot be accepted or processed.

To activate and get an RA number, contact UBCO by phone 07 543 1640 or email to support@ubcobikes.com.

1. To return any items due to damage during delivery you must notify UBCO within the time period specified in the General Terms & Conditions.

2. To return items for repair or replacement UBCO shall notify the Customer the details of the closest service location.

3. Any other returns, acceptance of such is solely at the discretion of UBCO.

3.9. WAIVER OF LIABILITY; RELEASE

The Customer acknowledges and understands that riding an UBCO 2X2 is a dangerous activity that requires various degrees of skill and experience for individual riders. The Customer understands that these activities can result in serious injury to the person and damages to property and voluntarily assumes any and all risk associated with loss, damage or injury while riding the UBCO 2X2. The Customer is aware of the risks, hazards and dangers of personal injury, death and disability inherent with the specific use of the UBCO 2X2 and that this risk increases with inexperienced riders.

The Customer has carefully read the foregoing and acknowledges that the Customer understands and agrees to all the above Terms, including the Terms of Use and the General Terms & Conditions. The Customer has had the opportunity to ask any and all questions regarding these Terms and the effect of the same.

Please ensure you complete our Warranty Registration Form to register your UBCO.

This Privacy Policy sets out the basis on which UBCO Limited (UBCO) collects information from you and also the basis on which any such information collected from you is dealt with. By accessing UBCO’s website at www.ubco.co.nz (“Website”) or any other social media website or page, containing pages or content established by or associated with UBCO, including but not limited to Facebook, (“the Internet Sites”) you are deemed to have read and agree to be bound by this Privacy Policy. If you do not accept the terms of this Privacy Policy, you must not access the Internet Sites.

1. AMENDMENTS

UBCO reserves the right to amend this Privacy Policy from time to time. Amendments will be effective immediately upon being placed on the Website. Your continued use of the Internet Sites following such amendments being placed on the Website will represent an agreement by you to be bound by the Privacy Policy as amended.

2. AUTOMATICALLY COLLECTED INFORMATION

Whenever you access any of the Internet Sites UBCO will, and is entitled to, automatically collect the following types of information from you:
(a) the IP address of your machine when connected to the internet;
(b) the operating system and the browser your computer uses and any search engine you are using;
(c) the date and time you are visiting; and
(d) the URLs of the pages you visit.

3. SUBMITTED INFORMATION & FURTHER COLLECTION

Additional to automatically collected information dealt with by clause 2 (above), we may collect information posted by you explicitly on the Internet Sites. This includes information such as:
(a) your name, gender, email address and other personal details such as a telephone number; and
(b) any other comments, statements or interactions posted as a Post or otherwise.
UBCO also reserves the right to collect more extensive information where it deems such action is appropriate, such as in the case of any security concerns which may arise. Where possible, information will be obtained directly from you. However, you acknowledge that by accessing the Internet Sites information may be collected from you as a result of the workings of the Internet Sites and the attached systems and software.

4. FACEBOOK

UBCO’s Facebook page is set to the “everyone” setting in accordance with Facebook’s terms and conditions. This means that information you post is publicly available and may be accessed by everyone on the internet, be indexed by third party search engines and be imported, exported, distributed and redistributed by us and others, without privacy limitations.

5. USE OF INFORMATION

UBCO uses the information provided by you or generated by your use of the Internet Sites to provide you with any services or goods you may request from UBCO. UBCO also uses information collected from you to assess the performance of the Internet Sites to ensure that the Internet Sites serve your needs in the most efficient manner possible, and for UBCO’s marketing purposes. In posting a Post (as defined in clause 5 of the Terms and Conditions of Use) on any of the Internet Sites, you are deemed to consent to UBCO publishing or otherwise using that Post for marketing and other purposes.

We may use your personal information in the following ways:

a) To communicate with you. Upon your request, we send you information about UBCO’s latest products, services, upcoming events and special promotions. You may opt out from our mailing list by selecting the “Unsubscribe” link located at the bottom of each UBCO newsletter.

b) To answer any questions or concerns you may have about our products, services, and website.

c) To connect you with a nearby UBCO dealer if you are interested in signing up for a demo ride or making a purchase. If you have selected a specific dealer, you will be connected with that dealer; otherwise you will be connected with the dealer who is located nearest to you.

d) For internal purposes, such as data analysis and research to improve our products, services and customer communications.

e) To send you important updates about products that you have purchased. These updates are for your benefit only and are not marketing related.

f) To resolve issues with your motorcycle and to help us improve product quality.

g) To produce up to date, and relevant demographic statistics and insights to use in marketing reports and activity.

6. SHARING INFORMATION

UBCO shares your personal information with our domestic and international branches, company contractors, and partnering dealerships and distributors. This is necessary to honour requests such as quotes, test ride requests etc.

7. COOKIES

UBCO may also place cookies on your computer. Cookies are alpha numeric identifiers which are transferred to your computer’s hard drive through your web browser to enable UBCO to recognise you whenever you access the Internet Sites and therefore better personalise your access of the Internet Sites. A cookie does not identify you personally but it does identify your computer.

Most browsers allow you to disable cookies in the “Preferences” section. Your browser may also have options to block new cookies or notify you when you receive a request for a new cookie. If you disable cookies some sections of our website may not function fully.

As an alternative to disabling cookies, to disable remarketing advertising, you can visit the Network Advertising Initiative website and opt out of online behavioral advertising. Just select the ad company: in this case, Google. The number of ads you view will be the same but the ads may not be as relevant. You will need to opt out of online advertising for each web browser that you use.

8. DATA TRANSMISSION

Unfortunately, no data transmission over the internet can be guaranteed as totally secure. Whilst UBCO strives to protect such information, we do not warrant, and cannot ensure complete security of any information which you transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk. Nevertheless, once we receive your transmission, we will take reasonable steps to preserve the security of such information.

9. ACCESSING INFORMATION

You are entitled to access any information which UBCO may hold about you and UBCO is obliged to provide this information to you as long as it has such information and such information can be readily retrieved. You are also entitled to request UBCO correct any inaccuracies in any information which UBCO holds about you. UBCO is entitled to charge you for the reasonable costs of retrieving, providing this information, and as applicable, correcting this information.

10. PROVIDING INFORMATION

You agree that UBCO may provide any personal information it collects about you to debt collection and credit reference agencies and any other parties it deems necessary in relation to providing you access to the Internet Sites, for any services you access or products you purchase from the Website, to recover any money you owe to UBCO and to exercise any lawful right UBCO, its related companies or debt collection and credit reference agencies may have. You also authorise any person to provide UBCO with such information as UBCO may require in response to credit inquiries.

11. DISCLOSING INFORMATION

You agree that UBCO is entitled to disclose information it holds about you without your prior permission if UBCO reasonably believes that such disclosure is necessary to:
(a) conform to legal requirements;
(b) comply with legal process or help to maintain the law;
(c) protect the rights or property of UBCO or its related companies, or
(d) enforce the Terms of Conditions of access to this Website.

12. STORAGE

You should be aware that information which UBCO collects from you may be stored or processed outside of the US.

13. SEVERABILITY

If any provision of this Privacy Policy is held to be invalid, void, unenforceable or illegal for any reason, such provision shall be deemed to be severed from this Privacy Policy and the remaining provisions shall continue in full force.

14. CHILDREN’S PRIVACY

UBCO’s website is not designed for or directed to children under the age of 13. We never knowingly collect personal information from anyone under the age of 13 without parental consent. If we learn that we have collected personal information from a child under 13 without parental consent, we will delete the information as soon as possible.